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Terms of Service

Last updated: March 2026 ยท Credit Audit Pro

1. Agreement to Terms

By purchasing any service from Credit Audit Pro ("Company", "we", "us"), you agree to be bound by these Terms of Service. Please read them carefully before completing your purchase.

2. Service Description

Credit Audit Pro provides credit report analysis, credit education, and personalized credit strategy recommendations. Our services include:

  • Review and analysis of your credit report across all 3 bureaus
  • Identification of negative items and areas for improvement
  • Personalized action plans and dispute strategy guidance
  • Credit building recommendations tailored to your profile
Important: Credit Audit Pro is a credit education and strategy service. We are not a credit repair organization as defined under the Credit Repair Organizations Act (CROA). We do not dispute items on your behalf or contact credit bureaus directly.

3. No Guarantees

Credit score improvements cannot be guaranteed. Results vary based on each individual's unique credit profile, the accuracy of information provided, and the actions taken by the client.

We provide strategy and education โ€” your results depend on your implementation of the recommendations provided.

4. Client Responsibilities

To receive your audit, you agree to:

  • Provide accurate and complete credit reports and personal information
  • Complete the intake form in full within a reasonable time after purchase
  • Implement any strategies or recommendations at your own discretion

5. Delivery Timeline

Credit audits and strategy reports are delivered within 3โ€“5 business days after all required information and documents have been submitted via the intake form.

6. Refund Policy

Due to the digital and consulting nature of our services, the following refund policy applies:

  • Refund requests must be submitted within 24 hours of purchase
  • No refunds will be issued once work on your audit has begun
  • No refunds will be issued after the 24-hour window has passed

To request a refund, email support@creditauditpro.com with your order details.

7. Intellectual Property

All reports, templates, strategies, and materials delivered by Credit Audit Pro are for your personal use only. They may not be resold, redistributed, or shared without written permission.

8. Limitation of Liability

Credit Audit Pro shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or your implementation of any recommendations provided.

9. Contact

Questions? Email support@creditauditpro.com

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